Credit Card Processing Should Never Box You In

Credit Card Processing Should Never Box You In

Credit Card Processing Should Never Box You In

Many providers push “full integration” as the only way to accept payments. What they don’t tell you is that integration often comes with higher fees, contract limitations, and little room to negotiate. The truth is simple. You do not have to be integrated to get great pricing, and you should never feel forced into one option.

Elite Payment Group offers two clear choices, so your business can keep costs low and stay in control.

Two Payment Processing Options That Keep Costs Down

1. Standard Processing, No Integration Required

You can accept payments without plugging into your software and still pay a low, fair rate. This option keeps merchants in control of their pricing and avoids the hidden fees many integrated systems charge.

Average all-in rate: around two percent• You control your processor and your cost• You are not locked to a specific POS or software• Often the most affordable choice for many businesses• Keep your system simple without sacrificing features

2. Semi-Integrated Processing with Rectangle

If you prefer a system that connects to your software, Elite Payment Group offers a semi-integrated option through Rectangle that keeps fees low.

Average all-in rate: less than two point five percent• Integrates with your software• Avoids providers charging three percent or more• Lower cost than most fully integrated competitors• Keeps more revenue with your business instead of fees

Why Having Options Matters

Not every business wants or needs full integration, and nobody should feel pressured into it just to process cards. Non-integrated systems can be more affordable, easier to switch, and give you the freedom to choose what works for your business long-term.

• Avoid expensive software lock-ins• Choose a system based on cost and fit, not pressure• Change equipment or software without costly penalties• Stay flexible as your business grows

Bottom Line

Integration should be a choice, not a requirement. Whether you want a traditional standalone setup or a semi-integrated solution, the goal stays the same. Keep your costs low and maintain control over your payment processing.

Talk With Us Before You Sign Anything

Before you commit to a provider offering three percent or more, let us show you the options you actually have. Elite Payment Group keeps things simple, flexible, and affordable.

Call 321 244 3031 or email yaritzi@elitepaymentgroup.com to compare your options and see what you can save.