Why Your Clinic’s Payment Processing Fees Are Higher Than They Should Be

Why Your Clinic’s Payment Processing Fees Are Higher Than They Should Be

Learn why most clinics, dental offices, and med spas overpay in credit card processing fees—and how a simple rate analysis can uncover hidden costs. Reduce your fees today with Elite Payment Group.

Why Your Clinic’s Payment Processing Fees Are Higher Than They Should Be

If you’re like most clinics, dental offices, or med spas, you’re probably paying much more in credit card processing fees than you realize. Most practices we review are paying between 3%–4%, and many don’t discover the true cost until year-end reports shock them.

The good news? There are ways to reduce these fees without switching systems, changing your workflow, or sacrificing patient convenience.

Here’s why your fees may be higher than expected—and how to fix it.

1. You’re Using Software-Integrated Payments (PIMS or Med Spa Software)

Practice management systems like Dentrix, eClinicalWorks, Vagaro, Aesthetic Record, and Zenoti often lock clinics into higher, non-negotiable payment rates.

These systems are convenient, but they tend to:

Add hidden fees

Upcharge “non-qualified” cards

Charge premium pricing because they bundle multiple services

You pay for convenience—not fair pricing.

2. You’re Using Stripe, Square, or PayPal

Stripe and Square are easy to set up, but they come with a cost:

They charge flat rates designed for retail, not healthcare.

Flat rates = you pay the same high fee on every card type, even when the card costs less to process.

That means your practice is losing money on every transaction.

3. You Haven’t Looked at Your Merchant Statement in Months

Merchant statements are intentionally confusing.

Between:

Interchange categories

Non-qualified downgrade fees

PCI fees

Monthly fees

Batch fees

…it’s no wonder most owners miss the hidden costs.

A proper evaluation reveals what you’re really paying.

4. You’re Not Using Surcharging (If Your State Allows It)

A compliant surcharge program can reduce processing costs by up to 75%, especially for clinics with high credit card volume.

5. You’ve Never Had a Rate Analysis

Most practices simply “set it and forget it” when it comes to credit card processing.

That’s why we offer a free, fast rate analysis—no commitment required.

Ready to See What You Could Save?

Elite Payment Group specializes in healthcare and med spa processing, with custom programs that reduce fees without disrupting your operations.

👉 Request your free rate analysis at:

https://elitepaymentgroup.com